Risks of No Title Insurance on Your Property

May 19, 2022 | Title Insurance

When purchasing a home, most people consider title insurance an essential part of the process. Title insurance is a must to protect yourself from unforeseen property issues. However, what if you don’t buy a policy? Are there risks of no title insurance on your property? Read on to find out the answer.

Unknown Liens on the Title

Title insurance can help protect you if there are any unforeseen issues with the property’s ownership or claims against it, such as unpaid debts by past owners. The costs can be high if you purchase a house without title insurance. You could assume debt that doesn’t belong to you. Therefore, it is essential to consider all the risks when buying a house so that you don’t face an unnecessary financial burden.

With this in mind, it becomes clear why title insurance should always be considered an essential part of any home purchase.


If you own property, title insurance is essential. This type of insurance will protect you from many potential risks, including encroachment. Encroachment occurs when someone, such as a neighbor or a construction company, takes over part of your property without permission or proper legal notification.

For example, if your neighbor builds a fence that crosses your property line, they could be guilty of encroaching on your land. In these types of situations, title insurance can help you recover any lost sections of your property and protect yourself against further encroachments in the future. So if you want to make sure that you keep control over all of the lands that rightfully belongs to you, then it is essential to get title insurance today.

Identity Theft and Fraud

Title insurance provides you with a clear chain of ownership for any property you own.  You will be less likely to fall victim to scams or illegal activities or claims against your property. Unlike other forms of insurance, which cover potential losses or damages, title insurance helps prevent potential problems before they even occur.

In addition, having title insurance can give you peace of mind and help keep your asset safe. If you want to protect yourself against fraud and identity theft, title insurance can help you do that.

Final Thoughts

In conclusion, getting title insurance may initially seem unnecessary. But it can ultimately save you a great deal of money, time and hassle. By protecting against hidden defects in the property title, title insurance can help you avoid potential legal problems. Whether buying a new home or refinancing your existing one, ask an expert about title insurance. It may be the best way to protect your investment.

If you’re looking for a great title company for your home purchase, the Title Group of Tennessee can help you get from agreement to closing professionally. Please click here for our contact page for more information.

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