Top FAQs About Title Examination

Sep 15, 2022 | Real Estate Title, Title Group of Tennessee

You have a real estate deal on the table and need to know if the title is clear. Maybe you have heard about title examinations but are unsure of what they entail. 

This post will cover some of the top FAQs about title examinations. It should give you a better understanding of what to expect and why it can be crucial. 

FAQs About Title Examination

What is a title examination?

Title examination is the process that determines the rights and interests of a piece of property. Title examiners research the chain of ownership, any encumbrances, and any outstanding taxes or fees associated with that property. They also verify that there are no liens or claims against the property.

What happens during a title examination?

The process involves searching public records for information about transfers of ownership. The examiner will also look for legal documents related to your property. 

It may also include contacting former owners or other individuals with information about the property. 

Why do I need a title examination?

It is wise to take this before buying or selling any residential or commercial property. A title examination will help you avoid engaging with a property that may have issues with the title.

If there are issues, you might be able to address them before they cause problems. It can save time, stress, and money.

Who conducts a title examination?

A title company or attorney will conduct most title examinations. Both of these sources usually require a title examination fee.

Depending on the contract, the buyer or seller may be required to bear the costs of an examination. If the buyer takes out a loan, the lender might cover the cost of a title examination. It is the lender’s way of protecting their interest in the transaction.

How long does it take to complete a title examination?

The average time for a title examination is about two weeks. But this can vary drastically depending on the transaction and property type. Most tests rarely go beyond the two-week mark. 

The Bottom Line

We hope this resource was able to answer some of your questions about title examinations in Tennessee. If you ever need a title examination, the team at Title Group of TN is here to help! 

As always, please do not hesitate to contact us about our services. We are always ready to answer your questions about the closing process. Give us a call at 865-392-5801, or send an email to You can directly message us your concern through our contact page.

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