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Deed of Trust vs. Mortgage: What is the Difference? Part 2

Deed of Trust vs. Mortgage: What is the Difference? Part 2

Oct 26, 2023 | Holding Title

Getting a home loan and closing the sale can seem like an overwhelming sea of paperwork. You will have the agreement between the lender and the borrower among the documents. It could be a mortgage or a deed of trust. This post will take a closer look at the...
Deed of Trust vs. Mortgage: What is the Difference? Part 1

Deed of Trust vs. Mortgage: What is the Difference? Part 1

Oct 19, 2023 | Holding Title

Most people think of a mortgage as a type of home loan. However, the legal definition of a mortgage is different. In legal terms, a mortgage is an agreement between a borrower and a lender. A deed of trust is another type of agreement that lenders may use in place of...
5 Risks of Skipping Lien Searches in Real Estate Transactions

5 Risks of Skipping Lien Searches in Real Estate Transactions

Jul 27, 2023 | Real Estate Title

Performing the due diligence for a real estate transaction can be time-consuming and costly. Some buyers might skip certain steps to speed up a transaction or save money. However, some stages of due diligence are vital for protecting the buyer from various risks. One...
Clean Titles and Peace of Mind: The Importance of Lien Searches in Real Estate Transactions

Clean Titles and Peace of Mind: The Importance of Lien Searches in Real Estate Transactions

Jul 20, 2023 | Holding Title

Due diligence is an essential part of any real estate transaction, and one critical step in due diligence is having a lien search. A lien search is an investigation to determine whether a property has any liens against it. Click here to learn more about liens and lien...
Essential Questions to Ask Your Title Company About Subdivision Information

Essential Questions to Ask Your Title Company About Subdivision Information

Jul 13, 2023 | Title Group of Tennessee

Buying a property in a subdivision can have many benefits. However, it is different from buying property in a traditional neighborhood. Properties in subdivisions often have legal and contractual ties. Buyers need to consider subdivision information before purchasing....
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